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Sup carder i have a question. What do I need to be able to cashout on ATM pls let me know

Yo im new to carding I wanted to know if the MSR can read and write on the chip in the card so I can go to the atm and cashout if not then how can I write in the card ?

Hey I’m kinda new to carding I’ve been collecting information about carding for like 1-2 weeks I want to be sure u don’t make any mistake but my question is if I buy a MSR and I swipe the card in it to like change the info when I will go pay or cashout at atm will I need to swipe or the chip...