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An American health insurer has agreed to pay $5.1m to the Office for Civil Rights (OCR) at the US Department of Health and Human Services (HHS) to settle potential violations of the Health Insurance Portability and Accountability Act (HIPAA) Privacy and Security Rules. The agreement entered...

New data released today by Arkose Labs shows increased fraud across all industries since Black Friday, with North America's gaming industry being a primary target. As the popularity of online shopping continues under the ongoing COVID-19 pandemic, researchers observed a surge in credential...

Ransom ware operators have begun actively reaching out to underground vendors of corporate network access to avoid the hassle of cyber attacks. The Accenture Cyber Threat Intelligence team has published research findings on emerging cyber security trends, highlighting the nature of the...

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A man who buys Visas from Mastercard shippers buys Mastercards from Visa shops, or even buys Mastercards from unloaded stock through the "I Sell Confirmed" administration is known as a "carder." What You'll Need Before You Begin Checking PC or PC Socks (Obligatory, Yet certain individuals truly...

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Have you at any point considered how programmers really get esteem from a huge number of taken Visas (and check cards)? So, there's a major worldwide market for taken charge card numbers. At the point when you catch wind of a major hack in which a great many Visa numbers this typically occurs...

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Determining the Money Supply The Federal Open Market Committee (FOMC) and associated economic advisers meet regularly to assess the U.S. money supply and general economic condition. If it is determined that new money needs to be created, then the Fed targets a certain level of money injection...

What Is Fannie Mae? In the early 20th century, homeownership was out of reach for many people in the United States. Unless you could pay cash for an entire home (which few people could), you were looking at a prohibitively large down payment and a short-term loan that would culminate in a big...

There are a vast number of agencies assigned to regulate and oversee financial institutions and financial markets, including the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC), and the Securities and Exchange Commission (SEC). Each agency has specific...

Fiscal Deficit Fiscal Deficit Impact on the Economy Economists and policy analysts disagree about the impact of fiscal deficits on the economy. Some, such as Nobel laureate Paul Krugman, suggest that the government does not spend enough money and that the sluggish recovery from the Great...

The Fed as Quasi-Governmental The monetary decisions of the Federal Reserve do not have to be ratified by the President (or anyone else in the Executive Branch). The Fed receives no funding from Congress, and the members of the Board of Governors, who are appointed, serve 14-year terms. These...

How the U.S. Government Impacts the Economy The U.S. government has always played a role in the economic affairs of the nation. Over the course of its history, many services began to come under the influence or direct control of the public sector. During some periods in U.S. history, however, it...

The Fed Balance Sheet Just like any other balance sheet, the Fed's balance sheet consists of assets and liabilities. Every Thursday, the Fed issues its weekly H.4.1 report, which provides a consolidated statement of the condition of all the Federal Reserve banks, in terms of their assets and...

Early Days of the Republic The first president to have multiple vice presidents was Thomas Jefferson, who served two terms in office beginning in 1801. This was not Jefferson's preference, but the Constitution originally did not require separate votes for the two offices and specified that the...

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