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[h=1]Codes for CT Payment (formerly Telus & Emergis)[/h]
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</tbody>[h=1]Codes for Moneris Royal Bank Merchant Link (Western)[/h]
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</tbody>[h=1]Codes for TSYS (Vital)[/h]
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</tbody>[h=1]Codes for Chase Paymentech[/h]
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| Response Code | Status | Message |
| 000 | APPROVED | APPROVED |
| 050 | DECLINED | DECLINE Thank you. |
| 051 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 052 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 053 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 054 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 055 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 056 | DECLINED | PICK UP CARD |
| 057 | DECLINED | HOLD CARD |
| 058 | DECLINED | ERROR ACCOUNT |
| 059 | DECLINED | EXPIRY ERROR |
| 060 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 061 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 100 | DECLINED | NO MORE ITEMS |
| 200 | DECLINED | SYSTEM DOWN |
| 201 | DECLINED | TRANSMIT ERROR |
| 202 | DECLINED | INVALID MERCHANT ID |
| 204 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 205 | DECLINED | INV EXPIRY DATE |
| 206 | DECLINED | CARD EXPIRED |
| 207 | DECLINED | INVALID MERCH ID |
| 208 | DECLINED | INVALID AUTH CODE |
| 216 | DECLINED | CALL AUTH CENTER |
| 218 | DECLINED | CALL AUTH CENTER |
| 219 | DECLINED | CALL AUTH CENTER |
| 220 | DECLINED | INVALID MSG TYPE |
| 221 | DECLINED | CALL AUTH CENTER |
| 222 | DECLINED | CALL AUTH CENTER |
| 224 | DECLINED | CALL AUTH CENTER |
| 225 | DECLINED | CALL AUTH CENTER |
| 226 | DECLINED | CALL CENTER |
| 227 | DECLINED | CALL AMEX |
| 228 | DECLINED | CALL VOICE CENTER |
| 229 | DECLINED | INV CARD TYPE |
| 230 | DECLINED | CALL AUTH CENTER |
| 231 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 232 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 233 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 234 | DECLINED | Please call your (Visa, MC, Amex) auth. center |
| 235 | DECLINED | CALL 1-800-268-7760 |
| 290 | DECLINED | ERROR UNKNOWN |
| 291 | DECLINED | ERROR 10: FORMAT |
| 292 | DECLINED | ERROR 11: MAPP |
| 293 | DECLINED | ERROR 13: ACCT # |
| 294 | DECLINED | ERROR 15: MERCH |
| 295 | DECLINED | PLEASE RETRY |
| 300 | DECLINED | AMEX SERVICE ERROR |
| 351 | DECLINED | INVALID TERM ID |
| 352 | DECLINED | INVALID MERCH ID |
| 354 | DECLINED | INVALID OPERATOR |
| 356 | DECLINED | INVALID TRAN NUM |
| 357 | DECLINED | INVALID FIELD VALUE |
| 360 | DECLINED | CALL AUTH CENTER |
| 362 | DECLINED | INV TRAN CODE |
| 363 | DECLINED | INVALID ACCOUNT |
| 364 | DECLINED | INVALID TRANS |
| 365 | DECLINED | HOLD/CALL CENTER |
| 366 | DECLINED | DECLINE |
| 370 | DECLINED | INSTIT NOT FOUND |
| 373 | DECLINED | ERROR NO MATCH |
| 374 | DECLINED | DCL HOLD CARD |
| 375 | DECLINED | HOLD/CALL CENTER |
| 376 | DECLINED | HOLD/CALL CENTER |
| 377 | DECLINED | HOLD/CALL CENTER |
| 378 | DECLINED | CARD EXPIRED |
| 379 | DECLINED | DECLINED EXPIRED |
| 400 | DECLINED | INV PROV CODE |
| 410 | DECLINED | INVALID LICENCE |
| 420 | DECLINED | ACCOUNT FROZEN |
| 430 | DECLINED | CALL VERI CHEQUE |
| 431 | DECLINED | CALL SCAN |
| 440 | DECLINED | LIMIT EXCEEDED |
| 443 | DECLINED | DECLINE/CALL |
| 450 | DECLINED | DOB ERROR |
| 451 | DECLINED | EXCESS ACTIVITY |
| 452 | DECLINED | DO NOT ACCEPT |
| 453 | DECLINED | NOT ACTIVATED |
| 461 | DECLINED | INVALID MEDICARE CARD |
| 462 | DECLINED | INVALID STATUS CODE |
| 463 | DECLINED | CANNOT CHANGE KEY VALUE |
| 464 | DECLINED | RECORD ALREADY EXISTS |
| 500 | DECLINED | ERROR NO MATCH |
| 605 | DECLINED | INVALID AMOUNT |
| 609 | DECLINED | VOIDED TRAN |
| 610 | DECLINED | VOID TRAN |
| 703 | DECLINED | REVERSAL |
| 999 | DECLINED | SETTLEMENT RECORD. |
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| Response Code | Status | Message |
| 000 | APPROVED | APPROVED |
| 001 | APPROVED | APPROVED |
| 002 | APPROVED | APPROVED |
| 003 | APPROVED | APPROVED |
| 004 | APPROVED | APPROVED |
| 005 | APPROVED | APPROVED |
| 006 | APPROVED | APPROVED |
| 007 | APPROVED | APPROVED |
| 008 | APPROVED | APPROVED |
| 009 | APPROVED | APPROVED |
| 023 | APPROVED | APPROVED |
| 024 | APPROVED | APPROVED |
| 025 | APPROVED | APPROVED |
| 026 | APPROVED | APPROVED |
| 027 | APPROVED | APPROVED |
| 028 | APPROVED | APPROVED |
| 029 | APPROVED | APPROVED |
| 050 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 051 | DECLINED | EXPIRED CARD |
| 052 | DECLINED | EXCESS PIN TRIES |
| 053 | DECLINED | RE-TRY EDIT ERROR |
| 054 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 055 | DECLINED | CARD NOT SUPPORTED |
| 056 | DECLINED | CARD NOT SUPPORTED |
| 057 | DECLINED | CARD USE LIMIT |
| 058 | DECLINED | CARD USE LIMIT |
| 059 | DECLINED | CARD USE LIMIT |
| 060 | DECLINED | NO CHEQUING ACCOUNT |
| 061 | DECLINED | NO SAVINGS ACCOUNT |
| 062 | DECLINED | CARD IS NOT SET UP |
| 063 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 064 | DECLINED | RE-TRY INVALID CARD NO |
| 065 | DECLINED | EXCEEDS CORRECTION LIMIT |
| 066 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 067 | DECLINED | RE-TRY EDIT ERROR |
| 068 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 069 | DECLINED | RE-TRY EDIT ERROR |
| 070 | DECLINED | INVALID CARD |
| 071 | DECLINED | INVALID CARD |
| 072 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 073 | DECLINED | INVALID CARD |
| 074 | DECLINED | CANNOT PROCESS |
| 075 | DECLINED | RE-TRY INVALID CARD NO |
| 076 | DECLINED | INSUFFICIENT FUNDS |
| 077 | DECLINED | $ LIMIT EXCEEDED |
| 078 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 079 | DECLINED | $ LIMIT EXCEEDED |
| 080 | DECLINED | $ LIMIT EXCEEDED |
| 081 | DECLINED | $ LIMIT EXCEEDED |
| 082 | DECLINED | USAGE EXCEEDED |
| 083 | DECLINED | $ LIMIT EXCEEDED |
| 084 | DECLINED | DUPLICATE TRANSACTION |
| 085 | DECLINED | CARD NOT SUPPORTED |
| 086 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 087 | DECLINED | OVER RETAILER LIMIT |
| 088 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 089 | DECLINED | CARD USE LIMITED |
| 090 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 091 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 092 | DECLINED | OVER RETAILER LIMIT |
| 093 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 094 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 095 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 096 | DECLINED | RE-TRY PIN ERROR |
| 097 | DECLINED | RE-TRY INVALID CARD NO |
| 098 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 099 | DECLINED | RE-TRY INVALID CARD NO |
| 100 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 101 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 102 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 103 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 104 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 105 | DECLINED | INVALID CARD |
| 106 | DECLINED | OVER RETAILER LIMIT |
| 107 | DECLINED | USAGE EXCEEDED |
| 108 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 109 | DECLINED | OVER RETAILER LIMIT |
| 110 | DECLINED | USAGE EXCEEDED |
| 111 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 112 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 113 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 115 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 121 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 122 | DECLINED | RE-TRY EDIT ERROR |
| 150 | DECLINED | RE-TRY EDIT ERROR |
| 200 | DECLINED | RE-TRY EDIT ERROR |
| 201 | DECLINED | RE-TRY PIN ERROR |
| 202 | DECLINED | RE-TRY EDIT ERROR |
| 203 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 204 | DECLINED | OVER RETAILER LIMIT |
| 205 | DECLINED | RE-ENTRY EDIT ERROR |
| 206 | DECLINED | CARD IS NOT SET UP |
| 207 | DECLINED | RE-TRY EDIT ERROR |
| 208 | DECLINED | RE-TRY EDIT ERROR |
| 209 | DECLINED | RE-TRY EDIT ERROR |
| 210 | DECLINED | RE-TRY EDIT ERROR |
| 212 | DECLINED | ISSUER NOT ONLINE |
| 251 | DECLINED | RE-ENTRY EDIT ERROR |
| 252 | DECLINED | CARD NOT SUPPORTED |
| 426 | DECLINED | CALL AMEX 12 |
| 427 | DECLINED | INVALID MERCHANT |
| 429 | DECLINED | ACCOUNT ERROR |
| 430 | DECLINED | EXPIRED CARD |
| 431 | DECLINED | CALL AMEX |
| 434 | DECLINED | CALL AMEX 03 |
| 435 | DECLINED | SYSTEM DOWN |
| 436 | DECLINED | CALL AMEX 05 |
| 437 | DECLINED | DECLINED |
| 438 | DECLINED | DECLINED |
| 439 | DECLINED | SERVER ERROR |
| 440 | DECLINED | CALL AMEX |
| 441 | DECLINED | AMT ERROR RETRY |
| 475 | DECLINED | DECLINED - INVALID EXPIRY |
| 476 | DECLINED | DECLINED |
| 477 | DECLINED | DECLINED UNKNOWN ACCOUNT |
| 478 | DECLINED | DECLINED 41-HOLD CARD CALL |
| 479 | DECLINED | DECLINED PICK UP CARD |
| 480 | DECLINED | DECLINED 43-HOLD CARD CALL |
| 481 | DECLINED | DECLINED |
| 482 | DECLINED | DECLINED EXPIRED CARD |
| 483 | DECLINED | DECLINED REFER CALL |
| 484 | DECLINED | DECLINED |
| 485 | DECLINED | DECLINED |
| 486 | DECLINED | DECLINED |
| 487 | DECLINED | DECLINED |
| 489 | DECLINED | DECLINED |
| 490 | DECLINED | DECLINED |
| 800 | DECLINED | RE-TRY EDIT ERROR |
| 801 | DECLINED | RE-TRY EDIT ERROR |
| 802 | DECLINED | INVALID CLERK ID |
| 809 | DECLINED | RE-TRY TRANS NOT PERMITTED |
| 810 | DECLINED | RE-TRY SYSTEM TIMEOUT |
| 811 | DECLINED | RE-TRY SYSTEM PROBLEM |
| 821 | DECLINED | RE-TRY EDIT ERROR |
| 877 | DECLINED | RE-TRY EDIT ERROR |
| 878 | DECLINED | RE-TRY PIN ERROR |
| 889 | DECLINED | RE-TRY EDIT ERROR |
| 898 | DECLINED | RE-TRY EDIT ERROR |
| 899 | DECLINED | RESEND |
| 900 | DECLINED | EXCESS PIN TRIES |
| 901 | DECLINED | EXPIRED CARD |
| 902 | DECLINED | CARD RESTRICTED |
| 903 | DECLINED | CARD RESTRICTED |
| 904 | DECLINED | INVALID AMOUNT |
| 905 | DECLINED | MAX USE EXCEEDED |
| 906 | DECLINED | ACCOUNT PROBLEM |
| 907 | DECLINED | EXCEEDS LIMIT |
| 908 | DECLINED | INVALID AMOUNT |
| 909 | DECLINED | CARD RESTRICTED |
| 950 | DECLINED | ADMIN CARD NOT FOUND |
| 951 | DECLINED | RE-TRY - TRANS NOT PERMITTED |
| 952 | DECLINED | |
| 953 | DECLINED | |
| 954 | DECLINED | |
| 955 | DECLINED | |
| 956 | DECLINED | |
| 957 | DECLINED | |
| 958 | DECLINED | |
| 959 | DECLINED | CARD NOT SUPPORTED |
| 960 | DECLINED | |
| 961 | DECLINED | |
| 962 | DECLINED | |
| 963 | DECLINED | NO MATCH ON POLL CODE |
| 964 | DECLINED | NO MATCH ON CONCENTRATOR ID |
| 965 | DECLINED | INVALID MERCHANT NUMBER |
| 966 | DECLINED | DUPLICATE TERMINAL NAME |
| 970 | DECLINED | TABLE FULL |
| 982 | DECLINED | NO MATCH FOUND |
| 983 | DECLINED | NO ACTIVITY |
| 989 | DECLINED |
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| Response Code | Status | Message |
| 00 | APPROVED | APPROVED AND COMPLETED |
| 01 | CALL | REFER TO ISSUER |
| 02 | CALL | REFER TO ISSUER-SPECIAL CONDITION |
| 03 | TERM ID ERROR | INVALID MERCHANT ID |
| 04 | HOLD-CALL OR PICK UP CARD | PICK UP CARD (NO FRAUD) |
| 05 | DECLINE | DO NOT HONOR |
| 06 | ERROR XXXX | GENERAL ERROR |
| 07 | HOLD-CALL OR PICK UP CARD | PICK UP CARD, SPECIAL CONDITION (FRAUD ACCOUNT) |
| 12 | INVALID TRANS | INVALID TRANSACTION |
| 13 | AMOUNT ERROR | INVALID AMOUNT |
| 14 | CARD NO. ERROR | INVALID CARD NUMBER |
| 15 | NO SUCH ISSUER | NO SUCH ISSUER |
| 19 | RE ENTER | RE-ENTER TRANSACTION TRANSACTION |
| 21 | NO ACTION TAKEN | UNABLE TO BACK OUT |
| 28 | NO REPLY | FILE IS TEMPORARIY UNAVAILABLE |
| 39 | NO CREDIT ACCT | NO CREDIT ACCOUNT |
| 41 | HOLD-CALL OR PICK UP CARD | LOST CARD, PICK UP (FRAUD ACCOUNT) |
| 43 | HOLD-CALL OR PICK UP CARD | STOLEN CARD, PICK UP (FRAUD ACCOUNT) |
| 51 | DECLINE | INSUFFICIENT FUNDS |
| 52 | NO CHECK ACCOUNT | NO CHECKING ACCOUNT |
| 53 | NO SAVE ACCOUNT | NO SAVINGS ACCOUNT |
| 54 | EXPIRED CARD | EXPIRED CARD |
| 55 | WRONG PIN | INCORRECT PIN |
| 57 | SERV NOT ALLOWED | TRANSACTION NOT PERMITTED-CARD |
| 58 | SERV NOT ALLOWED | TRANSACTION NOT PERMITTED-TERMINAL |
| 61 | DECLINE | EXCEEDS WITHDRAWAL LIMIT |
| 62 | DECLINE | INVALID SERVICE CODE, RESTRICTED |
| 63 | SEC VIOLATION | SECURITY VIOLATION |
| 65 | DECLINE | ACTIVITY LIMIT EXCEEDED |
| 75 | PIN EXCEEDED | PIN TRIES EXCEEDED |
| 76 | UNSOLIC REVERSAL | UNABLE TO LOCATE, NO MATCH |
| 77 | NO ACTION TAKEN | INCONSISTENT DATA, REV., OR REPEAT |
| 78 | NO ACCOUNT | NO ACCOUNT |
| 79 | ALREADY REVERSED | ALREADY REVERSED AT SWITCH |
| 80 | DATE ERROR | INVALID DATE |
| 81 | ENCRYPTION ERROR | CRYPTOGRAPHIC ERROR |
| 82 | CASHBACK NOT APP | CASH BACK LIMIT EXCEEDED |
| 83 | CAN'T VERIFY PIN | CANNOT VERIFY PIN |
| 85 | CARD OK | NO REASON TO DECLINE |
| 86 | CAN'T VERIFY PIN | CANNOT VERIFY PIN |
| 91 | NO REPLY | ISSUER OR SWITCH IS UNAVAILABLE |
| 92 | INVALID ROUTING | DESTINATION NOT FOUND |
| 93 | DECLINE | VIOLATION, CANNOT COMPLETE |
| 94 | DUPLICATE TRANS | UNABLE TO LOCATE, NO MATCH |
| 96 | SYSTEM ERROR | SYSTEM MALFUNCTION |
| B1 | SRCHG NOT ALLOWED | SURCHARGE AMOUNT NOT PERMITTED ON VISA CARDS OR EBT FOOD STAMPS |
| B2 | SRCHG NOT ALLOWED | SURCHARGE AMOUNT NOT SUPPORTED BY DEBIT NETWORK ISSUER |
| CV | FAILURE CV | CARD TYPE VERIFICATION ERROR |
| EA | ACCT LENGTH ERR | VERIFICATION ERROR |
| EB | CHECK DIGIT ERR | VERIFICATION ERROR |
| EC | CID FORMAT ERROR | VERIFICATION ERROR |
| HV | FAILURE HV HIERARCHY | VERIFICATION ERROR |
| N3 | CASHBACK NOT AVL | CASH BACK SERVICE NOT AVAILABLE |
| N4 | DECLINE | EXCEEDS ISSUER WITHDRAWAL LIMIT |
| N7 | CVV2 MISMATCH | CVV2 VALUE SUPPLIED IS INVALID |
| R0 | STOP RECURRING | CUSTOMER REQUESTED STOP OFSPECIFIC RECURRING PAYMENT |
| R1 | STOP RECURRING | CUSTOMER REQUESTED STOP O FALL RECURRING PAYMENTS FROM SPECIFIC MERCHANT |
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</tbody>
| Bank Errors | ||
| Error Code | Terminal Message | Description |
| 200 | Auth Declined | Cardholders bank did not approve transaction. |
| 201 | Call Voice Oper | Authorizer needs more information for approval. |
| 202 | Hold - Call | Card issuer does not want that card used. Call for further instructions. |
| 203 | Call Voice Oper | Authorizer didnt respond within allotted time. |
| 204 | Invalid Card No | Account #/Magnetic stripe is invalid. |
| 205 | Invalid Exp. Date | Expiration date is either incorrect format or prior to today. |
| 206 | Invalid ICA No | Invalid International Control Account number. |
| 207 | Invalid ABA No | Invalid American Banking Association number. |
| 208 | Invalid PIN No | The Personal ID Number for a debit transaction is incorrect. |
| 209 | Invalid Bank MID | The Bank Merchant ID is incorrect. |
| 210 | Invalid Term No | The merchant ID is not valid or active. |
| 211 | Invalid Amount | Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals. |
| 213 | Invalid Tran Fmt | The transaction format isnt valid, typically invalid SIC code |
| 214 | Call Voice Oper | Authorization center cannot be reached. |
| 215 | Lost/Stolen Card | Card has been reported lost or stolen. |
| 216 | Invalid PIN | Personal ID code is incorrect. |
| 217 | Over Credit Flr | Amount requested exceeds credit limit. |
| 218 | Request Denied | Transaction is not valid for this authorizer. |
| 220 | Not Online to XX | Fatal communications error. |
| 221 | Auth Down-Retry | Debit authorizer temporarily unavailable. |
| 222 | Auth Declined | Vehicle not found in positive file. |
| 223 | Invalid Pin No | Driver # not found in positive file. |
| 224 | Auth Declined | Card is on private label negative file. |
| 225 | Card Not Allowed | Merchant does not accept this card. |
| 226 | PL Setup Reqd | Merchant not set up for Private Label. |
| 227 | BIN Not Allowed | Merchant cannot accept this Private Label BIN range. |
| 228 | Card Not Allowed | Merchant cannot accept this card. |
| 229 | Inv Merc Rstrct Code | Restriction code field contains invalid data. |
| 230 | Prod Restricted | Merchant attempted a product code not permitted by this merchant. |
| 231 | Prod Not On File | Merchant attempted a product code that does not exist on host. |
| 232 | Auth Declined | Invalid card type for Prior Auth sale. |
| 233 | Auth Declined | Terminal Type not supported. |
| 234 | Auth Declined | T&E card used for Sale when merchant only allows Auth Only. |
| 235 | *Request Denied* | Prior Auth selected with no Auth code provided. |
| 238 | Invalid Driver Number | The Driver Number entered is invalid. |
| 247 | PIN Not Selected | EBT recipient has not selected a PIN for this card. |
| 248 | Unmatch Vch Info | Voucher submitted does not match one previously issued. |
| 248 | CVC2/CID ERROR | CVC2 or CID entered was not valid for the card number. |
| 249 | Tran Not Defined | This type of transaction is not allowed for this type of card. |
| 257 | Block Act Not Alwd | The merchant is not allowed to process Stored Value Block Activations |
| 258 | Incorrect Act Amt | The activation amount requested does not match the pre-denominated amount for the card. |
| 292 | Auth Down - Retry | Authorizer is not responding |
| 293 | Auth Busy - Retry | Authorizer not available at this time. |
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