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I'm going to share to you a site in which you can check if card has otp or not.
It will determine if it is VBV/MCSC or not. Fast and accurate ✅
Screenshots are included too.

SITE: https;//binsmafia.club/otp
KEY: KOVACS07-FREECODE-OTPCHECK

The key is valid for 100 checks per day. You may also buy the premium version for a small fee to have an unlimited amount of checking. :)
You may also click the "OTP LINK" to really determine if it is a vbv/mcsc card because sometimes other cards have a 3d secure but not asking for OTP. Enjoy guys!

Leave a like if you want more :D

You may also join my discord group: https://binsmafia.club/go/discord
 
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