n addition to the fact that you enter the same data as on the strip, namely Track 2, you need to place card data such as Credit/Debit, MC/Visa, what bank, etc.
Yes, those who are a bit keen will say that this data is already in Track 2 in the form of a bin and other numbers, but it is registered on the chip in the form of IST files, which you are unlikely to find in the public domain. Essentially, you put the same information into the chip as the bank did when issuing a card, they just do it, most likely with software from the manufacturer, and carders do it a little differently).
I believe that these files could only be obtained by issuing cards at banks and reading their chip, thereby accumulating a database of IST files. At the moment, the most I have seen is 3000 IST files, that is, 3000 different cards, different banks, impressive, isn’t it?
